American Mortgage Executives - North Palm Beach, Florida

American Mortgage Executives

618 U.S. Highway 1, Suite 200
North Palm Beach, FL 33408
Phone: 561-799-5500
Fax: 561-799-0022

Mortgages are hard to get- so get started early!

If you need to get a new mortgage to refinance or purchase your Florida home during the next 3 to 6 months, you'd best get started now. Too many borrowers wait until they see rates are down in the news before they call us, and by the time they apply, the rates shoot back up. The mortgage process takes longer now in too many cases.

Avoid these Surprises By Starting Now

A surprisingly low FICO Score due to fraud or unwarranted medical collections listed by the credit bureaus.
A lower property value than you think. Zillow.com is fun to surf but it doesn't mean anything to a lender. Houses next door to each other on that site show wildly different values. Our loan officers work with certified real estate appraisers who determine your property's real market value.
Loan program doesn't exist anymore- Fannie Mae and Freddie Mac programs are cut every day and new charges are added. Wall Street lenders that concocted the "no doc" programs that got us into this mess aren't lending anymore. The lenders want perfect borrowers with perfect files. If you don't have your homework done, you'll probably be disappointed.
Not getting the loan you deserve at the best rate.
FHA Guranteed Loans-Our Government May Save You Yet. AMX Mortgage is an FHA and VA approved lender. An FHA loan may be the best way to get your financial house in order. We have the ability to refinance up to 95% of your home's value, low fixed rates, and loan limits as high as $729,750 in high cost areas like Marathon, FL.

Do I have a Reason to Refiance? Can I cut my monthly payment or interest rate? Can I get out of an Adjustable Rate Mortgage (ARM) before its too late? Do I want cash to improve our home, weather this recession, or invest in the buyer's real estate market of the century? At AMX, we will no refinance any customer unless the loan is in their best interest and has a clear benefit to them.

Home Equity Loans: Do you have equity in your home? Congratulations, you're one of the few. We have Home Equity Credit Lines that may help you leverage that equity when its appropriate. These lines are much tougher to get that they were before the mortgage meltdown but the prime rate is lower too, it may be worth a shot.

Rate Competition: More than 250 lenders are out of business- we're not. We'll beat any rate and fee combination that's legitimate and in writing. Its easy to quote a low rate when someone else has done the leg-work. If you want to shop around, get some written quotes and then call us to check them out. If you're getting a good deal, we'll tell you. If we can beat the deal- we'll tell you that too.

Local Florida Lenders: We live and work in your neighborhood, not out in California. We will serve you well because we know Florida. We pay the same high taxes and insurance rates that you do. We know that you want the best mortgage at the best rate, to keep living in th best state in the U.S.A.. Our customers come from referrals, we are here for you, so pick up the phone or send us an email.

Copyright Â© 2009 American Mortgage Executives