Bank of America
Bank of America
45066 State Road 200
Callahan, FL 32011
Customer Service: 904.879.1410*
Intersection: Stratton & 1 St Avenue
Whether you're buying your first home or your next, we're here to help with clear, easy-to-understand mortgages backed by our Clarity CommitmentTM, a simple 1-page loan summary written in plain language so you know what you're getting.
Our interactive Home Loan Guide provides you with personalized answers. It walks you through the entire home loan process — from understanding affordability, to learning about your loan options and the loan process itself. The Home Loan Guide will give you valuable information that will help you become a successful homebuyer.
An FHA loan is backed by the Federal Housing Administration (FHA). It allows Bank of America to offer lower down payment options and more flexible qualification criteria versus conventional mortgage loans. If you are looking for loan options to help put your purchase plans into motion, these FHA options might be just what you need.
If you’re a first time homebuyer, you could receive a federal tax credit of up to $8,0002 when you buy your first home. Or, if you’ve lived in your home for at least five years, you could receive a tax credit of up to $6,5002 when you buy your next home.
To qualify for the credit, you’ll need to meet certain criteria. The eligibility period for the tax credit has recently been extended through April 30, 2010 (the closing needs to take place by June 30, 2010). You can only apply the credit on the purchase of your primary home, not a vacation or investment property.
A home loan isn’t just about getting the best deal. It’s about getting the right deal with no surprises.
That’s why our Clarity Commitment™ provides a simple, one-page summary of your home loan agreement. It’s written in plain language, so you’ll know exactly what you’re getting before you sign on the dotted line.
Bank of America Corporation. All rights reserved.
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