Bay Bank and Trust - Lynn Haven, FL

Bay Bank and Trust
1912 S Highway 77
Lynn Haven,FL 32444
(850) 265-3333

Following are two APR examples. Disclosures for specific loan requests will be provided upon receipt of application.

Fixed Rate Mortgage Example:

Loan Amount $100,000: Term 30 years, Rate 6%; Points 0%; Annual Percentage Rate 6.084%; Principal and Interest Payments: 359 @ $599.55 and 1 @ $600.04.

Adjustable Rate Mortgage (ARM) 3/1 Example:

Loan Amount $100,000; Term 30 Years; Initial Rate 5.75%; Points 0%; Annual Percentage Rate 6.29%; Principal and Interest Payments: 36 @ $583.57; 323 @ $613.51; and 1 @ $612.59. Due to the variable interest rate feature of this loan, your payments could range minimum of $375.90 to a maximum of $1,028.61.

The above rates may not display through the other features of our web site (i.e. Pre Qualify, Free Consultation, ...etc.). For more information regarding the rates shown above, please call us at 850-784-2335.

All loans provided by our residential mortgage department are through the secondary market. For more information contact our residential mortgage department at (850) 784-2335.

2005 - 2009 Bay Bank & Trust Co