Butler Mortgage Inc.
Butler Mortgage Inc.
1012 W. Emmett St., Suite B
Kissimmee, FL 34741
Phone: 407.931.3800
Toll Free at: 800.327.9684
Fax: 407.931.3801
LOAN PROGRAMS
We have access to hundreds of loan programs to choose from. No one can offer you more choices…or find the perfect fit for your home-buying or investment needs.
And we know how to make the home-buying, and home-refinancing process less stressful, and more gratifying. We pay attention to your needs, treat your loan as an individual and special opportunity to get you what you want.
This ensures that the process will run efficiently and quickly. You can rest assured that when you call our office, you will immediately speak to someone who is familiar with your file. Try that with a big bank!
Here are just some of the numerous programs we offer to make your dreams possible:
We've Got All the Bases Covered
Loan programs suited to meet the needs of clients who have had credit issues, bankruptcies, collections, etc.
Conventional, Conforming & JUMBO Fixed
10, 15, 20, 25, 30-year loans.
3/1, 5/1, 7/1, 10/1 ARM
The first number represents the number of years the rate will be fixed at the initial interest rate. After the initial fixed rate period, the loan converts to an adjustable rate loan. The second number represents the fact that the interest rate will adjust once per year after the initial fixed rate period.
Interest Only
Financing that requires only the repayment of interest for a designated amount of time 3, 5, 7 or 10 years.
First Time Homebuyer Programs
Programs designed for those people buying their first property or who haven’t owned a principal residence in the past three years. These programs offer a minimal down payment and can be combined with Down Payment Assistance programs. Ask about our 97% loan that has NO MI!
Zero Down Programs
For teachers, health care workers, and safety professionals
80/10/10, 80/15/5 and 80/20 Combo loans available!
Non-conforming Products
For the customer who cannot meet conventional underwriting guidelines, we offer: No Income Verification, Stated Income, No Doc and many more.
40 Year Fixed
Forty-year mortgages have lower monthly payments than their 30-year cousins, although they cost more over the life of the loan because the borrower pays interest for 10 years longer. With the lower monthly payments, they are seen as a tool to allow people to buy homes that are unaffordable with 30-year mortgages.
Payment Option ARMs
PO ARMs put the borrower in control of their home loan. Each month, the homeowner receives an easy to read loan statement that lets them choose the payment amount that best suits their current financial needs. Pay the minimum amount to free up funds for other uses, or make larger payments for faster equity build up.
Copyright 2006 Butler Mortgage Incorporated.
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