Compass Bank - Gulf Breeze, FL

Compass Bank
1170 Gulf Breeze Parkway
Gulf Breeze, FL 32561
Phone: (850) 857-5050

The folks at Compass will help you figure out which type of mortgage you need. There are two main mortgage options that you need to be familiar with:

Fixed rate â€” You lock in at one rate and it stays the same for the entire length of the loan.
Adjustable rate â€” Your rate changes periodically to reflect the changes in the Prime rate.

Here are a few tips to make buying a house easier:

Figure out what you want.
How many bedrooms, how many bathrooms, in what part of town... you know, the basics. If you have kids, consider the school system. Think about your commute. Trust us, answering these simple questions up front will save you time.

Know how much you can afford.
Nothing's more frustrating than falling in love with a house just to find out you can't afford it. So, before you get started, take a few minutes to play with the mortgage calculators on this site to see what you can afford. Once again, it'll save you a lot of time.

2009 Compass Bancshares, Inc. Compass Bank is a Member FDIC and an Equal Housing Lender

Talk to your lender
Give us a call, and we can tell you about any special lending programs, credit options, rate offers, or any other things that might help make it easier for you. We can also verify that you're looking in the right price range. Call 1-888-475-4256 or stop by any branch.

Get Pre-qualified â€“ Free
This is the official process of checking with a lender to make sure how much house you can afford. It's a smart move, and many Realtors will even ask if you've been pre-qualified before they'll want to show you homes. It's easy and free at Compass.
Call 1-888-475-4256 or stop by any branch.

Get organized
There's a lot of paperwork involved in getting a mortgage, and being organized will save tons of time. So check out the mortgage checklist we've included and try to get what you need together before you start.