Trustco Bank
Trustco Bank
9400 US Highway 17/92
Suite F
Maitland, FL 32751
407-332-6071
800.670.4110
Mortgages
When It Comes To Your House, You'll Feel Right At Home At Trustco.
It's the American Dream. Owning your own home. With a Trustco first mortgage, you'll be able to do it faster, easier and more affordably than you ever thought. With the lowest closing costs on first mortgages, our quick application process and fast decisions made right here in your home town, the address for your success is as close as your nearest Trustco Branch.
Click Here for Current Rates
1st Mortgage: Refinance
•Financing Available for Owner Occupied Residential Properties Up to 4 Units, Condominiums and Non-Owner Occupied Investment Properties Up to 4 units
•Free 60-Day Rate Lock at Time of Application
•90% Financing Available (80% Max for Condominiums and Non-Owner Occupied)
•Low Closing Costs
•Terms Up to 40 Years With Low Fixed Interest Rates
•Biweekly or Monthly Payment Options Available
•No Tax Escrow Required - Earn Interest With Your Trustco Tax Saver Account
•No PMI (Private Mortgage Insurance) Required - Save Hundreds of Dollars a Year
•No Appraisal Fee
•No Points or Origination Fees
•No Prepayment Penalty
•Quick and Easy Application Process - Just Bring in Proof of Income, Deed, and Paid Tax Receipts
•Convenient Automatic Payment Option, From a Trustco Checking Account, With a Lower Interest Rate
•Renovation Loans Also Available
1st Mortgage: Purchase
•Financing Available for Owner Occupied Residential Properties up to 4 Units, Condominiums and Non-Owner Occupied Investment Properties up to 4 Units
•Free Pre-Qualification Before Buying Your Home
•Free 60-Day Rate Lock at Time of Application
•90% Financing Available (80% Max for Condominiums and Non-Owner Occupied)
•Low Closing Costs
•Biweekly or Monthly Payment Options Available
•No Tax Escrow Required - Earn Interest With Your Trustco Tax Saver Account
•No PMI (Private Mortgage Insurance) Required - Save Hundreds of Dollars a Year
•No Appraisal Fee
•No Points or Origination Fees
•No Prepayment Penalty
•Pre Approvals Also Available
•Quick and Easy Application Process - Just Bring in Signed Purchase Contract and Proof of Income
•Commitment Letters Issued in as Few as 3 Days From Application
•Convenient Automatic Payment Option, From a Trustco Checking Account, With a Lower Interest Rate
•Affordable Housing Programs With 100% Financing also Available
•New Construction Mortgages With 10-Month Free Interest Rate Lock
Building Loans
When you own a piece of land and plan on having a house built, you need financing throughout the building process to pay suppliers, contractors, etc..
•60 Days to Close - Rate Locked at Time of Application Convenient 8-Month Construction Period, with up to 4 Advances of Funds
•Interest Only Billed During Construction Period
•One Closing so You'll Never Have to Worry About Your Interest Rate Increasing Throughout the Process
•Loan Automatically Converts to Permanent Loan Upon Expiration of Building Loan - No Need for Another Closing
•1 st Mortgage Only - No Other Liens May be Attached to the Property
•Financing Up to 90% of Appraised Value (80% for Non-Owner Occupied)
•Low Closing Costs
•Low Fixed Interest Rate Options
•Convenient Automatic Payment Option, From a Trustco Checking Account, With a Lower Interest Rate
•Biweekly or Monthly Payment Options
•No Tax Escrow Required - Earn Interest With Your Trustco Tax Saver Account
•No PMI (Private Mortgage Insurance) Required - Save Hundreds of Dollars a Year
•No Appraisal Fee
•No Points or Origination Fees
•No Prepayment Penalty
•Pre Approvals Also Available
•Quick and Easy Application Process - Just Bring in Plans, Specifiations With Cost Breakdown, and Proof of Income (Deed and Paid Tax Receipts if Land Already Owned)
•Commitment Letters Issued in as Few as 3 Days From Application
New Construction Loans
When a developer owns a piece of land upon which you are having them build your dream home...
•Builder Transfers Title at Time of Closing After Construction is Complete
•Free 300 Day Rate Lock
•Financing Up to 90% of Appraised Value (80% for Non-Owner Occupied)
•Low Closing Costs
•Low Fixed Interest Rate Options
•Convenient Automatic Payment Option, From a Trustco Checking Account, With a Lower Interest Rate
•Biweekly or Monthly Payment Options
•Terms Up to 40 Years
•No Tax Escrow Required - Earn Interest With Your Trustco Tax Saver Account
•No PMI (Private Mortgage Insurance) Required - Save Hundreds of Dollars a Year
•No Appraisal Fee
•No Points or Origination Fees
•No Prepayment Penalty
•Pre Approvals Also Available
•Quick and Easy Application Process - Just Bring in a Signed Construction Agreement, Plans, Specifications, and Proof of Income
•Commitment Letters Issued in as Few as 3 Days from Application
Please note: We reserve the right to alter or withdraw this product or certain features thereof without prior notification.
2007 Trustco Bank.
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