Wakulla Bank
Wakulla Bank
20118 Central Ave W Ste 1
Blountstown, FL 32424
(850) 237-2500
Buying a new home is one of the most exciting times in a person's life. It can also be one of the most confusing. There are so many mortgage options available to today's home buyers; it can be difficult deciding which is best for you. That's where we can help. Not only do we provide a turnkey menu of mortgage choices, including fixed rate, first time homebuyers program and constructions to permanent financing, we will take the time to discuss the dynamics of each one so you can decide what's best. To find out more, please select one of the options listed below.
•Conventional Purchase
â—¦Primary Residence
â—¦Second Home
â—¦Investment Home
•Conventional Refinance
â—¦Primary Residence
â—¦Second Home
â—¦Investment Home
•Fixed Rate/Long Term Mortgages
â—¦Our Fixed Rate Loans offer you peace of mind, knowing your monthly principal and interest payment will never change. All of our loans have fixed rates and no pre-payment penalties. This security ensures your trust in Wakulla Bank
•100% Financing Programs
â—¦USDA RD
â– The USDA Rural Development Housing Program allows for our customers to receive 100% financing on their new home purchase. The loan amount is based on the appraised value, which means if the home appraises for more than your purchase price you may be able to roll all fees and even repairs into the financing.
â– These are a 30 Year Fixed Rate Loan
â– No Mortgage Insurance is required
â– No Loan Limit
â– Income Limits to Qualify
â—¦VA Loans
â– This program allows for 100% financing on a purchase loan.
â– No Mortgage Insurance is required.
â– If you are active military or were honorably discharged from the military, this might be a financing option for you.
•Construction to Permanent Financing
â—¦During the construction period your loan is housed here at Wakulla Bank and the draws are overseen by your local loan officer.
â—¦Once construction is complete we place your loan on the secondary market and give you the fixed rate, long term financing.
â—¦We allow for Owner/Builder homes as well as homes being constructed with a Licensed Contractor.
â—¦Construction Loans are designed with a 1 year term for construction and the final loan can amortize for up to 30 years.
•Manufactured Housing Loans
â—¦Call for program availability.
2005 Wakulla Bank
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